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Indexed

Universal Life

Insurance

The Atkinson Agency

Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.

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Paige Cooper

⭐⭐⭐⭐⭐

Melissa is a wonderful friend and great insurance agent. I initially met her through my best friend and when I needed health insurance after a terrible accident, she was there to guide me through. I spent years navigating marketplace alone and like many, never really fully understood what I was looking at, just kind of picked the best deal and ended up with hefty bills later. Melissa spent an afternoon guiding me through the process. She of course out my policy together and chose the best option, but she asked questions I never thought of and made sure I was covered where I needed it. Not only that, she talked me through it the whole time while explaining how everything works. If she wasn’t already a friend, that would have made her one because the genuine concern and care is what set her apart for me. Give her a call and you will instantly feel her sweet, warm demeanor through the phone. She’s easy to talk to and good at what she does! I was able to get FREE insurance that changed and saved my life.

Happy Customers

More than 1000+ clients taken care of!

Indexed Universal Life Insurance

The Atkinson Agency

Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.

About Us

Helping You To

Manage Your IUL

Insurance Needs!

Melissa Atkinson

Principal
NPN: 7658154

About Us

Helping You To

Manage Your IUL Insurance Needs!

Melissa Atkinson

Principal
7658154

Everything You Need To Know

About IUL Insurance

At A Glance

What is Indexed Universal Life Insurance?

IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.

Important Details

IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.

Everything You Need To Know About

IUL Insurance At A Glance

What is Indexed Universal Life Insurance?

IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.

Important Details

IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.

Reviews

Real-Life Testimonials

From Satisfied Clients

Paige Cooper

Melissa is a wonderful friend and great insurance agent. I initially met her through my best friend and when I needed health insurance after a terrible accident, she was there to guide me through. I spent years navigating marketplace alone and like many, never really fully understood what I was looking at, just kind of picked the best deal and ended up with hefty bills later. Melissa spent an afternoon guiding me through the process. She of course out my policy together and chose the best option, but she asked questions I never thought of and made sure I was covered where I needed it. Not only that, she talked me through it the whole time while explaining how everything works. If she wasn’t already a friend, that would have made her one because the genuine concern and care is what set her apart for me. Give her a call and you will instantly feel her sweet, warm demeanor through the phone. She’s easy to talk to and good at what she does! I was able to get FREE insurance that changed and saved my life.

Randy Juneau

Melissa had been so very helpful navigating me getting set up with Medicare, Medicare Supplement, prescription drug plan and vision and dental plans. She was able to put it all together in a simple, easy to understand presentation. I’ve called Melissa several times in the evenings and weekends for clarification on certain aspects and she is always answering and eager to provide help and guidance. Highly recommend Melissa Atkinson!

Dale Embry

I unexpectedly retired one day and was given Melissa's name by a friend whose husband had just signed up with her. That same day I retired she showed up at my house to help me get started. Melissa is easy to talk to and ask questions to. She followed up as each part got approved until Part B finally and lastly was approved. She thinks ahead and has already setup an appointment for what changes may happen for 2026 to go over. I've recommended her to two people and will continue to. I don't trust people easily and she has mine. She's personable, friendly, and fun to talk to. You don't dread it like talking to other insurance people. Give her a call as you start the process of signing up for Medicare. It's important to get it right.

Reviews

Real-Life Testimonials

From Satisfied Clients

Paige Cooper

"Melissa is a wonderful friend and great insurance agent. I initially met her through my best friend and when I needed health insurance after a terrible accident, she was there to guide me through. I spent years navigating marketplace alone and like many, never really fully understood what I was looking at, just kind of picked the best deal and ended up with hefty bills later. Melissa spent an afternoon guiding me through the process. She of course out my policy together and chose the best option, but she asked questions I never thought of and made sure I was covered where I needed it. Not only that, she talked me through it the whole time while explaining how everything works. If she wasn’t already a friend, that would have made her one because the genuine concern and care is what set her apart for me. Give her a call and you will instantly feel her sweet, warm demeanor through the phone. She’s easy to talk to and good at what she does! I was able to get FREE insurance that changed and saved my life."

Randy Juneau

"Melissa had been so very helpful navigating me getting set up with Medicare, Medicare Supplement, prescription drug plan and vision and dental plans. She was able to put it all together in a simple, easy to understand presentation. I’ve called Melissa several times in the evenings and weekends for clarification on certain aspects and she is always answering and eager to provide help and guidance. Highly recommend Melissa Atkinson!"

Dale Embry

"I unexpectedly retired one day and was given Melissa's name by a friend whose husband had just signed up with her. That same day I retired she showed up at my house to help me get started. Melissa is easy to talk to and ask questions to. She followed up as each part got approved until Part B finally and lastly was approved. She thinks ahead and has already setup an appointment for what changes may happen for 2026 to go over. I've recommended her to two people and will continue to. I don't trust people easily and she has mine. She's personable, friendly, and fun to talk to. You don't dread it like talking to other insurance people. Give her a call as you start the process of signing up for Medicare. It's important to get it right."

More Info

Important Questions

Is Indexed Universal Life Insurance Right for Me?

IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.

How Much Coverage Do I Need?

The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.

Is a Medical Exam Required?

In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.

Can I Access the Cash Value?

Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.

How do I Sign Up?

You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.

More Info

Important Questions

Is Indexed Universal Life Insurance Right for Me?

IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.

How Much Coverage Do I Need?

The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.

Is a Medical Exam Required?

In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.

Can I Access the Cash Value?

Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.

How do I Sign Up?

You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.

Looking for a First-Class IUL Insurance Consultant?

Looking for a First-Class IUL Insurance Consultant?

The Atkinson Agency is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.

National Producer Number: 7658154

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The Atkinson Agency is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.

National Producer Number: 7658154

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